Monthly Archives: October 2011


Joyce’s Voice…”Those who lose today may win tomorrow.”

“Those who lose today may win tomorrow.”

This is an email I received from attorneys McFerran, Burns & Stoval. I think it is great advice, before you do anything with your retirement, contact an attorney if you are looking at foreclosure or short sale…


Far too often we see homeowners who, to try to delay foreclosure, tap into their 401(k) or IRA accounts. Doing so can cause significant tax liability and impair retirements. And for what? To earn a couple more months in a home desperately under water?

Most retirement accounts are exempt from collection under state and federal law. Creditors simply cannot get at most 401(k)s, IRAs and pensions. These are protected in bankruptcy as well. Therefore, before you endanger your retirement by using it to throw good money after bad, talk to us. If what you are doing is simply extending your timeline for a short sale or “graceful exit” — we might be able to help without having you invade your future.


Short Sale Negotiations


3906 S 74th St, Tacoma WA 98409

With offices in Tacoma, Seattle & Kent (law matters) (short sales)


Joyce’s Voice…Fun and Exciting things to do in Seattle, for FREE!

Joyce's Voice...Fun and Exciting things to do in Seattle, many of them are FREE!

Looking for some fun things to do in Seattle, I think this is a great start. Check out the list below!

The Seattle Art Museum‘s Olympic Sculpture Park is free and open daily.

At once grungy and gourmet, lush and mod, the Emerald City‘s newest boom is revitalizing its best attractions while offering plenty for penny-pinchers. Pound the pavement through historic Pioneer Square, lively Pike Place Market, Seattle’s compact downtown, and to its scenic waterfront—reveling in free gems along the way.


Free each first Thursday, the Seattle Art Museum’s sleek downtown digs recently expanded to make more room for its impressive collection of contemporary and modernist works and Native American, African, Asian, and Australian indigenous art.

In Volunteer Park on Capitol Hill, the Seattle Asian Art Museum opens its doors free of charge each first Thursday and Saturday. Its collection features thousands of paintings, pottery, sculptures, and textiles from China, Japan, India, Korea, and more.

Explore the Frye Art Museum‘s rotating selection of its large collection of 19th and 20th century German, French, and American paintings and sculptures, including a collection of paintings by Munich-based artists acquired by Charles Frye in the late 19th century. Admission is always free and complimentary tours are available Wednesday through Sunday at 1:30 p.m.

Housed jointly in a 140,000-square-foot (13,006-square-meter) Frank O. Gehry-designed structure, the Experience Music Project and Science Fiction Museum and Hall of Fame offer free admission from 5 to 8 p.m. each first Thursday. Trace the history of the guitar from its start as a 1770s Italian instrument to the eventual icon of rock ‘n’ roll and view vintage music memorabilia at the interactive Experience Music Project. And as the world’s first museum dedicated to science fiction, the Science Fiction Museum and Hall of Fame pays homage to the genre’s mavericks, from writers and artists to publishers and filmmakers.

In renowned architect Steven Holl’s 36,000-square-foot (3,345-square-meter) building, admire art, craft, and design by regional artists at nearby Bellevue Arts Museum‘s free first Fridays, from 10 a.m. to 9 p.m.

The Seattle Art Museum’s new waterfront Olympic Sculpture Park is a nine-acre (3.6-hectare) industrial-site-turned-green space. Dotted with contemporary works of art by artists such as Richard Serra, Alexander Calder, and Mark di Suvero, the park is set against a spectacular backdrop of Puget Sound and the Cascade Range with a 2,200-foot (671-meter) pedestrian path that leads to a beach. Open daily, free of charge.

Immerse yourself in the huge sound of the Seattle Symphony’s 26-foot (eight-meter) tall, 4,490-pipe Watjen concert organ in Benaroya Hall at one of the symphony’s free recitals, held Mondays at 12:30 p.m. on a bimonthly basis and performed by the symphony’s resident organist Joseph Adam. Or, take a public tour of Benaroya Hall every Tuesday and Friday (and following Watjen concert organ recitals) at noon and 1 p.m.

On the first Thursday and Saturday of each month, the Seattle Asian Art Museum opens its doors for free. Its collection features thousands of paintings, pottery, and textiles from Southeast Asia.

Catch a lunchtime concert at City Hall every first and third Thursday. The series’ Seattle-area performers range in genre from world music to big bands, folk, and jazz.

In July and August over the noon hour, join the downtown office lunch crowd for free public concerts—from classical to rock and jazz—in area parks and plazas.

Peruse Seattle’s top art galleries for the month’s new exhibits and artists at Pioneer Square’s Gallery Walk. Held all day (most crowded from 6:30 to 8:30 p.m.) the first Thursday of the month, except January. Start at Main Street and Occidental. Independent artists also display their wares in tents at Occidental Park from 11 a.m. to 9 p.m.

While winding through downtown, take notice of pretty glass art displays that embellish several downtown galleries and buildings, such as the U.S. Bank Building at 5th and Pike, the Sheraton Hotel at 6th and Pike, and Benaroya Hall at 3rd and University.


Join the crowd gathered in front of rowdy fishmongers at 100-year-old Pike Place Market. Tucked in every cranny of the market’s nine acres (3.6 hectares) are authentic highlights, from Rachel the brass piggy bank to the quirky Gum Wall in Post Alley.

Scour for funky flea market finds at the Fremont Sunday Market with more than 100 vendors from around the region selling fresh flowers, produce, crafts, and world imports, held Sundays year-round starting at 10 a.m.

Browse edgy indie crafts and functional art at I Heart Rummage, a craft fair with an alternative flair held the first Sunday of most months at Belltown’s Crocodile Café.

From the Hiram M. Chittenden Locks‘ public viewing window, cheer for salmon as they climb up the fish ladder and watch pleasure boats pass through the locks. Join a free, guided tour March through November.

Roam the 74-acre (30-hectare) Seattle Center, site of the 1962 World’s Fair and now home to the city’s top attractions, including the Space Needle, Seattle Opera, Seattle Repertory Theatre, Intiman Theatre, Children’s Museum, Children’s Theater, Fun Forest Amusement Park, Pacific Science Center, and Experience Music Project.

Examine a Blackbird spy plane up-close or board the original Air Force One at one of the world’s preeminent flight museums, Seattle’s Museum of Flight, free from 5 to 9 p.m. the first Thursday of the month.

Downtown Seattle, while compact enough to wander by foot, is easily traversed by bus as well—especially from 6 a.m. to 7 p.m. when all downtown buses are free. The Route 99 Waterfront Streetcar Line buses, a temporary replacement to the George Benson Line Waterfront Streetcar vintage trolley service, provide free rides through the Waterfront, Pioneer Square, and Chinatown.

See major attractions in Seattle at about half the price with our partner, CityPass, which includes Traveler’s picks for bars, restaurants, shopping, and neighborhoods.

The first Nordstrom’s department store opened in downtown Seattle in 1901. During the store’s regular business hours, one of their six “personal stylists” can be enlisted for free shopping help.

Snap a quirky photo in front of the 18-foot-tall(5.5-meter),one-eyed stone troll who lurks beneath the George Washington Memorial Bridge (known by locals as the Aurora Bridge) at N. 36th Street in Fremont. The troll squashes an ill-fated automobile in his left hand.

In historic Pioneer Square, seek natural refuge in the shady courtyard of Waterfall Garden Park (S. Main St. and Second Ave. S.), with a waterfall cascading 22 feet (6.7 meters) over granite boulders into a tranquil Japanese pool below.

Admire the refurbished Paramount Theatre’s ornate décor, restored with painstaking attention to detail and a fresh coat of gold paint. The first Saturday of each month, free 90-minute tours leave from the main entrance at 10 a.m.


Explore the University of Washington with free 90-minute campus tours led by UW undergrads or on a self-guided tour. See Husky Stadium, Gothic buildings, the Drumheller Fountain, and come springtime, cherry trees blooming around campus.

Since opening in 1952, the Museum of History and Industry has been a treasure trove of Pacific Northwest history, chronicling more than 150 years of Seattle history. First Thursdays are free and have extended hours (10 a.m. to 8 p.m.).

Discover the natural splendor of the Pacific Rim at the Burke Museum of Natural History and Culture, free first Thursdays and with extended hours (10 a.m. to 8 p.m.). The museum is considered the Northwest’s premier repository of cultural and natural history artifacts, with highlights like a resident spider expert and a Northwest Coast totem pole at the entrance.

Channel the frenzy of the 1897 gold rush at Washington’s outpost of the Klondike Gold Rush National Historical Park in Pioneer Square Historic District, where you can learn Seattle’s role in the stampede to the Yukon gold fields.

Navigate thousands of Coast Guard memorabilia—from an 1860s lighthouse service clock to the Coast Guard flag used on the first shuttle flight—at the free Coast Guard Museum on Pier 36.

Each week, literature-rich Seattle is host to scores of readings at bookshops like The Mountaineers, Elliott Bay Book Co., University Book Store, and the Richard Hugo House; check listings in local publications like The Stranger and the Seattle Weekly.

Amble through Seattle’s Chinatown-International District, located east of 5th Avenue and home to a high concentration of Chinese, Japanese, Filipino, Vietnamese, Korean, Laotian, and Cambodian Americans living in one dynamic neighborhood.

Celebrate ethnic and folk traditions with arts, crafts, music, food, and performers at the free annual Northwest Folklife Festival held Memorial Day weekend on the grounds of the Seattle Center.


Ride the 35-minute ferry trip across Puget Sound to Bainbridge Island Vineyards and Winery, a family-run operation that’s the only Seattle-area winery to grow all its own grapes on location. Sundays at 2 p.m., a free guided tour explores the picturesque vineyard.

Fifteen miles (24 kilometers) northeast of Seattle, Chateau Ste. Michelle’s wine tour teaches about the Columbia Valley grape-growing region and concludes with a wine sampling, free of charge. Nearby, Columbia Winery guides visitors through its cellar, departing daily from its wine shop.

Northeast of Seattle in Woodinville, Redhook Brewery’s tour includes a brewery walk with information on Redhook’s history and processes, 3-4 beer samples, and a souvenir tasting glass for just $1.

In Pike Place Market, Vital Tea Leaf (1401 1st Ave., 1 206 262 1628) offers free tastings of high-end tea in a traditional Chinese-style teahouse.


Take a free docent-led tour of the new mod Seattle Central Library, one of only four major works in the U.S. designed by Rem Koolhaas, or download an audio tour and map from the library’s website for a self-guided tour. A full calendar of readings by renowned authors, kid story times, and teen programming is available online.

In the heart of the International District, the Wing Luke Asian Museum is the only pan-Asian Pacific American museum in the country and the first Smithsonian affiliate in the region, with artifacts, photographs, archives, and oral histories revealing the culture of the Asian Pacific American community. Artist-led activities take place every third Saturday on Free Family Days. The museum also waives its admission fee each first Thursday and third Wednesday of the month.

Freeway Park, a five-acre (two-hectare) city park that sits in downtown Seattle over Interstate 5, has great views of downtown buildings, a walking loop, free Wi-Fi, and free music and theater performances in the summer.

The interactive KidsQuest Children’s Museum is free from 5 to 8 p.m. Fridays in nearby Bellevue’s Factoria Mall. Climb the giant indoor tree house to enjoy a tea party or tinker with tools in the museum’s hands-on garage.

The University of Washington Botanic Gardens’ Elisabeth C. Miller Library offers free family programs Saturday mornings at 10 a.m., geared for children ages 2-8, with stories and activities that celebrate little tykes’ green thumbs, from harvest time apples to May flowers.


Nestled on Magnolia Bluff, Discovery Park, Seattle’s largest city park, overlooks Puget Sound and the Olympic Mountains with 534 acres (216 hectares) of tidal beaches, open meadows, sea cliffs, forest groves, active sand dunes, thickets, and streams. Check out Native American art and handicrafts at the Daybreak Star Indian Cultural Center.

With a prime Capitol Hill locale, climbing the popular water tower at Volunteer Park offers the “best free view in Seattle,” as voted by readers of Seattle Weekly.

Sunday afternoons, boat rides are free at the Center for Wooden Boats, a free hands-on museum that explains maritime traditions and aims to preserve the art of handcrafted wooden boats, located just north of downtown.

Explore Washington Park Arboretum’s 230 acres (93 hectares) of 10,000 native plants in this internationally recognized woody plant collection, featuring Sorbus, Maple, Hollies, oaks, conifers, and camellias. Free tours are available every first and third Sunday at 1 p.m. (January-November).

Climb the water tower in Volunteer Park for the “best free view in Seattle,” as voted by readers of Seattle Weekly.

For a quintessential photo op, head to Kerry Park, a small grassy strip on Upper Queen Anne. The views of the Space Needle, downtown Seattle, and Elliott Bay are only rivaled by the sometimes-sightings of Mount Rainier looming above.

Hit Myrtle Edwards Park’s running and biking trails, which wind 1.25 miles (2 kilometers)north of the waterfront with impressive views of Puget Sound, the Olympic Mountains, and the skyline.

One of Seattle’s most popular urban parks, Green Lake has two paths for walkers, bicyclers, strollers, and skaters: the 2.75-mile (4.4-kilometer) paved path that circles the lake and a less-crowded, 3.2-mile (2.15-kilometer) unpaved path on the park’s perimeter. Or, sunbathe or swim on the two lakefront beaches.

The Northwest Ultimate Association hosts free pick-up games of Ultimate Frisbee at parks around Seattle. Check their online listings for details.

Stop to smell (some of) the 280 rose varieties while strolling the grass pathways at the Woodland Park Zoo’s Rose Garden, free of charge since opening in 1924. Seattle’s moderate climate boasts one of the world’s finest rose-growing habitats and is one of 24 All-America Rose Selections Test Gardens in the country.

A 45-minute drive southeast from Seattle, Rattlesnake Ridge’s four-mile (6.4-kilometer), moderate-level trail affords hikers sweeping views.

Founded in 1927 by a Japanese immigrant, 20-acre (eight-hectare) Kubota Garden has since achieved landmark status and continues as a tranquil retreat in Rainier Beach.


Theater companies across the region celebrate the local theater scene with backstage tours, free kids workshops, and more than 50 free performances during Seattle’s annual “Live Theatre Week,” held the third week of October.

Catch lunchtime preview seminars of Pacific Northwest Ballet performances some Tuesdays at the Central Seattle Public Library, or converse with PNB artists at hour-long Sunday afternoon discussions in the Elliott Bay Book Company’s reading room.

Wooden O Theatre Productions, a free Shakespeare company, performs modern takes on classics outdoors at various parks around Seattle during the summer.

5th Avenue Theatre’s producing artistic director hosts free, educational Spotlight Nights (every couple of months) featuring guest speakers and performers who intertwine song, dance, interviews, video clips, and more at these popular behind-the-scenes previews of upcoming shows.

At the SeaMonster Lounge in Wallingford, Tuesday nights mean live burlesque shows hosted by the racy Shanghai Pearl for the 21 and over crowd, starting at 10:30 p.m.

By Katie Knorovsky

For More Information

Seattle’s Convention and Visitors Bureau

City of Seattle

Seattle’s Child Calendar of Events

Seattle Performs

The Seattle Traveler


Joyce’s Voice…Fall Décor Trends Great color ideas for your home.

As the seasons change, so does our wardrobe, naturally.  It’s also a fun time to give our homes a little pick-me-up.  Here’s what’s hot for Fall 2011:

Vintage Chic

  • Trunks and suitcases with an  antique vibe used
    as end tables or just for decoration
  • Rustic baskets offer stylish      organization
  • Book bundles from another era adorn shelves and mantles
  • A subtle touch of English prints

Texture, Texture,Texture

  • Tweed pillows in Fall tones
  • Grasscloth wallpaper accents
  • Soft and inviting plush throw rugs
  • Creative window hardware – rods, finials & tie-backs in wood, metal, glass or ceramic
  • Nail-head detailing & hammered, tarnished metallic finishes

Flashback to Color : Think 70’s with an updated twist

  • Brown and turquoise have been a hot combo for a while; now teal and burnt sienna are arriving on the scene
  • Pantone’s color of the year for 2011 is “honeysuckle” (see below)
  • Warm silvery grey is the neutral choice of the season
  • The best way to add a non-committal splash of color is with accessories…ie: pillows, rugs, throw blankets, potter or a fun   patterned ottoman in one of the seasons new
    colors or prints

Joyce’s Voice…Fun things to do for the month of October in the Seattle and surrounding areas!

Local Happenings: 

 Have a HappyHalloween!

1-2         Sheepdog Classic – Vashon

1-2         Issaquah Salmon Days Fest

1-30       Fright Fest! – Wild Waves

22-23     Croatia Fest – Seattle

7-9 Oktoberfest NW – Puyallup

7-9 Everett Sausage Fest

7-10 Seattle Home Show

8 S’more Than You Imagined

8 Vashon Ciderfest

14-11.6 Earshot Jazz Fest – Seattle

15-16 TurkFest – Seattle

15-16 Zoo Boo – Tacoma

19-23 Tacoma Holiday Gift Festival

21-22 Hoot ‘n’ Howl – Eatonville

29 Halloween Harvest Fest – Auburn

29 Dia de Muertos: A Mexican Remembrance

29 Boo in Burien

For additional events, please visit your local Chamber of Commerce